Frequently Asked Questions

Everyone has questions. We have answers.

What type of financing does MD Credit offer?

MD Credit has established a convenient and easy application process which offers a simple credit line dedicated to support the procedure you desire. Our financing is simple: A fixed rate of interest, a fixed minimum payment, and no pre-payment penalty.

How much can I finance?

By completing an application, our skilled credit advisors will manually review each application to maximize your credit availability. MD Credit allows you to finance from $2,500 to over $100,000, depending on your qualifications and subject to approval.

How long does it take to receive a response to my application?

Most applications receive a decision in minutes, and generally no later than the next business day.

How do I apply?

You can apply anytime on our website, 24/7, by clicking on the Apply Now button found on our homepage. You can also call us at (844) 632-3200 and one of our US based customer service representatives can assist you in signing up.

How do I know if my doctor accepts MD Credit?

Please contact our friendly customer service at (844) 632-3200 and we can look up if your doctor has been approved to use MD Credit. If your doctor is not yet approved, we can refer you to a top doctor in your area that has been referred by his peers.

Is there a down payment?

A down payment may be required to cover certain costs related to your procedure.

Will my information be kept confidential?

Your privacy is very important and information provided to MD Credit will be treated with respect and confidentiality. Further, your information will not be re-sold or provided to unrelated third parties.

How is my interest rate determined?

Your rate is determined by the amount financed, term, your credit history, and other information our credit advisors may collect to help advance your approval. We offer plans that extend as long as 84 months and rates as low as 8.99%. Many of our plans offer 30 days interest free and feature no hidden fees. Not all plans are available in all provider offices.

Who can apply?

Anyone who is over the age of 18, with a valid social security number, government issued photo ID, and place of residence in the U.S. is welcome to apply.

Can I use this account for future medical procedures?

Yes! Your payment history and credit history will be used to determine availability for your new procedures.